Opening a bank account in Spain is one of the first and most important steps for anyone moving, investing, or spending long periods in the country. Whether you are a resident or non-resident, having a local bank account is essential for managing your daily life, accessing services, and avoiding unnecessary fees.
Bank account in Spain
Opening a Bank Account in Spain for Expats
Open bank account in Spain
Open bank account in Spain
Open bank account in Spain
Open bank account in Spain
Open bank account in Spain
process
process
process
process
process
How to open a bank account in Spain
Opening a bank account can be confusing if you don’t speak Spanish or don’t understand local bureaucracy. TN Lawyers simplifies everything for you:
01
We help you choose the right bank
Every bank has different conditions, requirements, and fees. We compare options and recommend the one that best suits your situation — resident, non-resident, student, investor, or worker.
02
Complete documentation assistance
We prepare, review, and organize all required documents so that nothing is missing. This avoids delays, rejections, and extra appointments.
03
Full Support During the Application
We guide you through the entire process, answer banking questions, and ensure that your resident or non-resident status is correctly handled.
04
Assistance at the Appointment
If your bank requires an in-person appointment, we accompany you (or coordinate with the branch) to make sure everything goes smoothly.
05
A Fast, Clear, and Stress-Free Experience
Our goal is to eliminate complexity. You enjoy your life in Spain — we handle the banking bureaucracy.
01
We help you choose the right bank
Every bank has different conditions, requirements, and fees. We compare options and recommend the one that best suits your situation — resident, non-resident, student, investor, or worker.
02
Complete documentation assistance
We prepare, review, and organize all required documents so that nothing is missing. This avoids delays, rejections, and extra appointments.
03
Full Support During the Application
We guide you through the entire process, answer banking questions, and ensure that your resident or non-resident status is correctly handled.
04
Assistance at the Appointment
If your bank requires an in-person appointment, we accompany you (or coordinate with the branch) to make sure everything goes smoothly.
05
A Fast, Clear, and Stress-Free Experience
Our goal is to eliminate complexity. You enjoy your life in Spain — we handle the banking bureaucracy.
We can help you
At T/N Lawyers, we make opening a Spanish bank account simple and stress-free for expats, combining our expertise in immigration and financial requirements with personalized assistance in English, German, and Spanish, always guided by transparency, efficiency, and professional ethics.
Ready to openy our bank account in Spain?
get in touch
get in touch
get in touch
get in touch
get in touch
FAQ – Opening a Bank Account in Spain
Do I need to be a resident to open a bank account in Spain?
No. Both residents and non-residents can open a bank account in Spain. The documentation required will vary depending on your status.
What documents do banks usually request?
Typically:
- Passport or national ID
- Proof of address (rental contract or property deed)
- For non-residents: a non-resident certificate (depending on the bank)
Some banks may request additional documents for compliance purposes.
Can I open a Spanish bank account from abroad?
Yes. Many banks allow non-residents to open an account remotely, although the process may require extra documentation or notarized copies.
What is the difference between a resident and a non-resident account?
Resident accounts usually offer more services and better conditions.
Non-resident accounts are designed for people living abroad but needing financial operations in Spain.
Are there fees for opening or maintaining a bank account?
This depends on the bank. Some offer free accounts, while others charge monthly maintenance fees. TN Lawyers helps you choose the best option based on your needs.
Can TN Lawyers accompany me to the bank?
Yes. We can accompany you or assist directly with the bank representative to make sure everything is handled correctly.
How long does it take to open a bank account?
If all documents are correct, many accounts can be opened the same day. Others may take a few days depending on internal verification.
What if I don’t speak Spanish?
No problem. TN Lawyers provides language support and handles communication with the bank on your behalf.
Contact us
Contact us
info@globexs.com
+ 34 962 066 814
Adress
C/ Pintor Salvador abril 39
46006. Valencia. Spain
Trámites
Residence permits
Visa processing
NIE
TIE
Legal advice on real estate transactions
Assistance with rental agreements
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