Whether you are purchasing your dream home in the sun or acquiring a high-yield investment asset, navigating the Spanish property market requires precise legal guidance. At TN Lawyers, we bridge the gap between your goals and Spanish regulations. We provide comprehensive legal protection to ensure your transaction is safe, transparent, and tax-efficient.
We combine top-tier legal expertise with real-life expat experience. We don’t just handle the paperwork; we protect your capital.
In Spain, the Notary’s role is neutral—they certify the identity of the signers, but they do not conduct a forensic investigation of the property’s history or physical legality.
Debts, embargoes, and urban planning infractions stay with the property, not the seller. Without a specialized lawyer, you risk inheriting liabilities that could cost you thousands.
We speak clear English, German and Spanish and know the local bureaucracy inside out. We are expats ourselves.
You can complete the entire purchase from your home country using a Power of Attorney.
We work solely for you, not the real estate agent or the seller.
We manage the entire lifecycle of the transaction, offering tailored support depending on your objective:
01
We perform a forensic investigation to ensure your investment is viable, checking 4 critical areas:
Urban Legality: Verification of licenses, illegal extensions (pools/terraces), and demolition risks.
Tourist License Viability: Review of Municipal restrictions and Community Statutes to ensure vacation rentals are not banned.
Debt Analysis: Confirmation that the property is free of mortgages, liens, and unpaid taxes (IBI/Community).
Occupancy Status: Verification of squatters or review of existing tenant contracts (profitability check)
Our Guarantee: If we find a “Red Flag” that compromises your investment, we advise you to renegotiate or walk away. Your safety comes before the deal.
02
Standard real estate contracts often favor the seller. We review and redraft them to protect you.
We ensure your deposit is held safely and include “exit clauses” (e.g., if financing is denied or due diligence fails, you get your money back).
Ensuring the final public deed reflects your interests and protects your rights.
03
We ensure you don’t pay more tax than necessary.
Precise calculation of ITP (Transfer Tax), VAT, and Stamp Duty based on your region.
Advice on whether to buy as an individual or through a Spanish company (SL) for investors.
Setting you up for future compliance with IRNR (Non-Resident Income Tax).
04
We accompany you to the signing or represent you via Power of Attorney (POA) if you cannot travel.
We manage the inscription to guarantee your ownership rights against third parties.
We assist in changing water, electricity, and community bills to your name and help with AML (Anti-Money Laundering) bank compliance.
01
We perform a forensic investigation to ensure your investment is viable, checking 4 critical areas:
Urban Legality: Verification of licenses, illegal extensions (pools/terraces), and demolition risks.
Tourist License Viability: Review of Municipal restrictions and Community Statutes to ensure vacation rentals are not banned.
Debt Analysis: Confirmation that the property is free of mortgages, liens, and unpaid taxes (IBI/Community).
Occupancy Status: Verification of squatters or review of existing tenant contracts (profitability check)
Our Guarantee: If we find a “Red Flag” that compromises your investment, we advise you to renegotiate or walk away. Your safety comes before the deal.
02
Standard real estate contracts often favor the seller. We review and redraft them to protect you.
We ensure your deposit is held safely and include “exit clauses” (e.g., if financing is denied or due diligence fails, you get your money back).
Ensuring the final public deed reflects your interests and protects your rights.
03
We ensure you don’t pay more tax than necessary.
Precise calculation of ITP (Transfer Tax), VAT, and Stamp Duty based on your region.
Advice on whether to buy as an individual or through a Spanish company (SL) for investors.
Setting you up for future compliance with IRNR (Non-Resident Income Tax).
04
We accompany you to the signing or represent you via Power of Attorney (POA) if you cannot travel.
We manage the inscription to guarantee your ownership rights against third parties.
We assist in changing water, electricity, and community bills to your name and help with AML (Anti-Money Laundering) bank compliance.
Buying a home in a new country is emotional. We remove the stress. We ensure the property is safe for your family, legally habitable, and free of surprises, so you can focus on settling in.
You need speed and ROI. We act as your local partners, verifying the asset’s viability for rental (short-term or long-term) and ensuring the numbers work after taxes.
It is not legally required, but highly recommended. The Notary does not check for physical legality or hidden debts. A lawyer is your only 100% independent protection.
Yes, absolutely. In fact, many of our clients complete the entire process from abroad. We can represent you using a Power of Attorney (POA). This allows us to apply for your NIE, open a bank account, and sign the purchase deed at the Notary on your behalf. We keep you informed via video calls and email every step of the way.
You should generally budget between 10% and 12% of the purchase price to cover taxes and fees.
Taxes: For second-hand homes, you pay ITP (Transfer Tax, varying by region). For new builds, you pay VAT (IVA) + Stamp Duty (AJD).
Fees: Notary fees, Land Registry fees, and legal fees. We will provide you with a detailed breakdown of costs before you make any offer.
es, Spanish banks regularly lend to international buyers. However, the conditions differ from those for residents. Typically, banks offer a Loan-to-Value (LTV) ratio of 60% to 70% for non-residents (compared to 80% for residents). We can introduce you to trusted mortgage brokers who specialize in international clients to help you secure the best rates.
he NIE (Número de Identificación de Extranjero) is your personal Foreigner Identity Number. It is mandatory for any fiscal activity in Spain. You cannot buy a property, pay taxes, or set up utilities without one. As part of our service, we handle the entire application process for you so it is ready before the signing date.
It depends. Buying a property does not automatically grant you the right to rent it to tourists. Two conditions must be met:
Municipal License: The Town Hall must issue a Tourist License (in some cities, these are currently restricted).
Community Approval: The Community of Owners must not have banned vacation rentals in their statutes. We verify both of these factors during our Due Diligence to ensure your investment strategy is viable.
Don’t sign anything until you speak with us. Let TN Lawyers review your case and ensure your investment is secure from day one
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